Federal Work-Study programs are ideal for students with significant financial need

There are many financial aid programs that can assist prospective students in their educational needs ranging from college scholarships to federal and state grants. For low-income students who want to realize their career aspirations, the Federal Work-Study Program (FWS) could be an ideal addition.

According to the U.S. Department of Education, the FWS program provides funds that are earned through part-time employment, predominantly through on-campus jobs. These opportunities can be researched at a college's financial aid office, and it should be something that a student investigates long before he or she sets foot on campus.

One of the main benefits of the FWS program is that the money goes directly toward your education and does not have to be paid back. It is a great accompaniment to a grant or scholarship and allows students to work flexible hours around their class schedules.

Students will be required to pay both federal and state taxes on their incomes, but according to Federal-Work-Study.com, most will not be required to pay Social Security taxes. This program could be the ideal choice for students who need a part-time job and the benefits that come along with it.  

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